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Cardpe Diem

A travel blog for the points and miles enthusiast

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Credit Cards

Credit Cards, Points and Miles Churning, Results

Credit Card Applications and Results: Fall 2020

February 28, 2021

I’m starting to sound like a broken record, but again, this post is not the most interesting as there was a lot less action since my last update. 2020 is a tough year for churning! We’ve slowed down on opening cards since we really just aren’t spending as much money during quarantine. Here are our…

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Credit Cards, Points and Miles Churning, Results

Credit Card Applications and Results: Summer 2020

October 25, 2020

After a slow spring of churning, I got more aggressive over the summer. This is when I realized that it is not a good time to apply for Chase business cards. I decided I needed to slow down with Chase in general so I pivoted to some other cards. Here are our credit card applications…

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Credit Cards Top credit cards

Top Travel Credit Cards: October 2020

October 1, 2020

This month, there’s a new exciting 80,000 point offer on the Chase Sapphire Preferred. This is the highest offer yet and certainly worth grabbing if you are eligible. Amex increased the offers on the Delta and Hilton cards, but they aren’t the best offers we’ve seen so I’m leaving them off the list for now.…

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Credit Cards, Points and Miles Churning, Results

Credit Card Applications and Results: Spring 2020

September 13, 2020

Well, this is going to be a short update. After a somewhat productive winter of churning where I earned the Companion Pass, spring was very eventful on the global news front, but less so when it came to opening credit cards. Between having nowhere to travel and spending less money, we couldn’t justify opening too…

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Credit Cards Chase

Why I Downgraded My Chase Sapphire Reserve

September 8, 2020

I got the Chase Sapphire Reserve back in 2016 when it was first released. While I’ve enjoyed the benefits of this card over the past four years, I made the tough decision to downgrade when my annual fee hit this year. Here’s why I downgraded my Chase Sapphire Reserve and what product I changed to.…

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Credit Cards Top credit cards

Top Travel Credit Cards: September 2020

September 1, 2020

After a few months of no improved credit card offers, we’re starting to see an uptick in increased sign-up bonuses, especially from Chase. The newest ones on the list are the Southwest and United cards from Chase. You might not need the miles now, but they could come in handy in the future. Here’s my…

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Credit Cards Chase

Two Hard Pulls After Applying for a Chase Credit Card

August 26, 2020

Earlier this month, I applied for the Chase Ink Cash business card. While the result wasn’t what I hoped, there was another issue. I got two alerts from Experian stating that my credit was pulled. Unfortunately, this has happened to others as well as reported by Doctor of Credit. If this happened to you, here’s…

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Credit Cards Chase

Now Is Not the Time to Apply for Chase Business Cards

August 16, 2020

My husband and I both recently applied for the Chase Ink Cash business card. I’ve never been automatically approved for Chase business cards, but I was expecting the application to go pending followed by an approval a few days later. Despite credit scores over 800, we were both denied and for different reasons. Here’s why…

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Credit Cards Top credit cards

Top Travel Credit Cards: August 2020

August 2, 2020

Back in April, I made a prediction that we’d back in the office by August. It sounded crazy at the time but boy was I wrong! Given the current situation, travel might not be on your mind just yet. However, now’s the perfect time to earn points and miles for future trips. The best offer…

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Credit Cards Top credit cards

Top Travel Credit Cards: July 2020

July 1, 2020

Apologies for the boring post, but due to the COVID-19 situation, there have been no new enticing sign-up bonuses in the past month. July’s list is mostly unchanged. One good thing is that the increased offer on the IHG credit card from Chase is still available. Here’s my list of top credit card sign-up bonuses…

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Cardpe Diem is my space to share how I use credit card bonuses to subsidize my travels. Credit card churning is my hobby that helps fuel my passion, traveling.
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