I’m starting to sound like a broken record, but again, this post is not the most interesting as there was a lot less action since my last update. 2020 is a tough year for churning! We’ve slowed down on opening cards since we really just aren’t spending as much money during quarantine. Here are our…
Credit Card Applications and Results: Summer 2020
After a slow spring of churning, I got more aggressive over the summer. This is when I realized that it is not a good time to apply for Chase business cards. I decided I needed to slow down with Chase in general so I pivoted to some other cards. Here are our credit card applications…
Top Travel Credit Cards: October 2020
This month, there’s a new exciting 80,000 point offer on the Chase Sapphire Preferred. This is the highest offer yet and certainly worth grabbing if you are eligible. Amex increased the offers on the Delta and Hilton cards, but they aren’t the best offers we’ve seen so I’m leaving them off the list for now.…
Credit Card Applications and Results: Spring 2020
Well, this is going to be a short update. After a somewhat productive winter of churning where I earned the Companion Pass, spring was very eventful on the global news front, but less so when it came to opening credit cards. Between having nowhere to travel and spending less money, we couldn’t justify opening too…
Why I Downgraded My Chase Sapphire Reserve
I got the Chase Sapphire Reserve back in 2016 when it was first released. While I’ve enjoyed the benefits of this card over the past four years, I made the tough decision to downgrade when my annual fee hit this year. Here’s why I downgraded my Chase Sapphire Reserve and what product I changed to.…
Top Travel Credit Cards: September 2020
After a few months of no improved credit card offers, we’re starting to see an uptick in increased sign-up bonuses, especially from Chase. The newest ones on the list are the Southwest and United cards from Chase. You might not need the miles now, but they could come in handy in the future. Here’s my…
Two Hard Pulls After Applying for a Chase Credit Card
Earlier this month, I applied for the Chase Ink Cash business card. While the result wasn’t what I hoped, there was another issue. I got two alerts from Experian stating that my credit was pulled. Unfortunately, this has happened to others as well as reported by Doctor of Credit. If this happened to you, here’s…
Now Is Not the Time to Apply for Chase Business Cards
My husband and I both recently applied for the Chase Ink Cash business card. I’ve never been automatically approved for Chase business cards, but I was expecting the application to go pending followed by an approval a few days later. Despite credit scores over 800, we were both denied and for different reasons. Here’s why…
Top Travel Credit Cards: August 2020
Back in April, I made a prediction that we’d back in the office by August. It sounded crazy at the time but boy was I wrong! Given the current situation, travel might not be on your mind just yet. However, now’s the perfect time to earn points and miles for future trips. The best offer…
Top Travel Credit Cards: July 2020
Apologies for the boring post, but due to the COVID-19 situation, there have been no new enticing sign-up bonuses in the past month. July’s list is mostly unchanged. One good thing is that the increased offer on the IHG credit card from Chase is still available. Here’s my list of top credit card sign-up bonuses…