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Cardpe Diem

Cardpe Diem

A travel blog for the points and miles enthusiast

Cardpe Diem

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Credit Cards

Credit Cards Chase

Why I Downgraded My Chase Sapphire Reserve

September 8, 2020

I got the Chase Sapphire Reserve back in 2016 when it was first released. While I’ve enjoyed the benefits of this card over the past four years, I made the tough decision to downgrade when my annual fee hit this year. Here’s why I downgraded my Chase Sapphire Reserve and what product I changed to.…

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Credit Cards Top credit cards

Top Travel Credit Cards: September 2020

September 1, 2020

After a few months of no improved credit card offers, we’re starting to see an uptick in increased sign-up bonuses, especially from Chase. The newest ones on the list are the Southwest and United cards from Chase. You might not need the miles now, but they could come in handy in the future. Here’s my…

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Credit Cards Chase

Two Hard Pulls After Applying for a Chase Credit Card

August 26, 2020

Earlier this month, I applied for the Chase Ink Cash business card. While the result wasn’t what I hoped, there was another issue. I got two alerts from Experian stating that my credit was pulled. Unfortunately, this has happened to others as well as reported by Doctor of Credit. If this happened to you, here’s…

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Credit Cards Chase

Now Is Not the Time to Apply for Chase Business Cards

August 16, 2020

My husband and I both recently applied for the Chase Ink Cash business card. I’ve never been automatically approved for Chase business cards, but I was expecting the application to go pending followed by an approval a few days later. Despite credit scores over 800, we were both denied and for different reasons. Here’s why…

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Credit Cards Top credit cards

Top Travel Credit Cards: August 2020

August 2, 2020

Back in April, I made a prediction that we’d back in the office by August. It sounded crazy at the time but boy was I wrong! Given the current situation, travel might not be on your mind just yet. However, now’s the perfect time to earn points and miles for future trips. The best offer…

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Credit Cards Top credit cards

Top Travel Credit Cards: July 2020

July 1, 2020

Apologies for the boring post, but due to the COVID-19 situation, there have been no new enticing sign-up bonuses in the past month. July’s list is mostly unchanged. One good thing is that the increased offer on the IHG credit card from Chase is still available. Here’s my list of top credit card sign-up bonuses…

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Credit Cards Southwest

How Does the Southwest Priority Annual Travel Credit Work?

June 24, 2020

Southwest Airlines has three options for personal credit cards from Chase. While you can read about all of the cards here, the best option for Southwest frequent fliers is the Southwest Rapid Rewards Priority card. Not only does this card offer unique benefits like upgraded boarding, but it also comes with an annual $75 travel…

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Credit Cards Chase

Earn Up to 5x Points on Groceries with Chase Cards

June 17, 2020

I have to say I chuckled when I saw this photo of a masked grocery shopper available on Pexels. My plan was to use a generic photo of produce as the featured image, but I couldn’t resist immortalizing what it’s like to grocery shop in 2020 with this photo! I do have to say if…

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Credit Cards Chase

Credit Cards That Earn Chase Ultimate Rewards Points

June 13, 2020

If you want to maximize your points and miles through everyday spending, you’re going to need credit cards that earn more than 1 point per dollar spent. I personally focus on earning Chase Ultimate Rewards points. Chase Ultimate Rewards points are worth $0.01 for non-travel redemptions such as spending 50,000 points for a $500 gift…

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Credit Cards Churning

Credit Card Churning for Beginners

June 10, 2020

When I first heard about credit card churning, I thought it was completely irresponsible. Isn’t it bad for your credit score? Aren’t you taking advantage of the promotions? But after my first free hotel stay, I started to come around to the idea. Not only can it increase your credit score, but credit card churning…

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Welcome!

Cardpe Diem is my space to share how I use credit card bonuses to subsidize my travels. Credit card churning is my hobby that helps fuel my passion, traveling.
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Credit card bonuses have helped me go on amazing vacations I otherwise wouldn't have been able to afford. Follow me as I discover new ways to make my travel dreams come true.

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