Well, this is going to be a short update. After a somewhat productive winter of churning where I earned the Companion Pass, spring was very eventful on the global news front, but less so when it came to opening credit cards. Between having nowhere to travel and spending less money, we couldn’t justify opening too many cards. Here are our credit card applications and results for Spring 2020.
My Applications
Alaska Airlines Visa Business Card
This was my fourth time opening this credit card and surprisingly the only time I’ve been instantly approved. I would have thought it would be more difficult to get a business card during COVID-19 which seems to be the case with Chase, but I guess Bank of America is taking a different approach.
Annual fee: $75
Result: Instant approval
Bonus: 40,000 Alaska Airlines miles after spending $2,000 in the first 3 months
My Husband’s Applications
Chase Freedom Unlimited
My husband has been under 5/24 for a while. We slowly open new Chase cards as the need arises. We chose Chase Freedom Unlimited since the sign-up bonus is 20,000 points instead of 15,000. I also got 10,000 points for referring him. This is a great no-fee card for keeping Chase Ultimate Rewards points active after closing other cards that have annual fees.
Annual fee: No annual fee
Result: Instant approval
Bonus: 20,000 Chase points after spending $500 in the first 3 months plus 10,000 points as a referral bonus
Final Thoughts
While not the most exciting update, we’re slowly adding to our bank of points and miles. I like to continuously churn the Bank of America Alaska Airlines business card since it’s not subject to the same rules as the personal card. From the two credit cards we opened this spring, we’ll earn 70,000 points from Alaska Airlines and Chase for the cost of a $75 annual fee.
How often can you churn BOA Alaska Business? Do you just go by the ‘2/3/4’ rule?
I churn it once per year. I don’t believe the business cards are subject to the 2/3/4 rule.