Like last time, there’s not a whole lot to report since my last results post. Our spending has been way down this year which is good for our wallets, but less exciting for churning. Here are our credit card applications and results for Summer 2019.
My Applications
CitiBusiness / AAdvantage Platinum Select World Mastercard
This is my third time opening this card. The first two were in June 2018 and September 2018. Since you need a mailer with a code to apply again, I had to wait until I could get my hands on one.
Annual fee: $99, waived first year
Result: Pending. I received a letter asking me to call them. They requested that I send proof of business address. The rep on the phone said a personal utility bill wouldn’t count even though I’m a sole proprietor and my business address is my home address. I didn’t have anything else to prove business address so I emailed a personal utility bill anyway and was approved a month after initially applying.
Bonus: 75,000 American Airlines miles after spending $5,000 in the first 5 months
Barclays AAdvantage Aviator Business Credit Card
I opened this card for the first time last summer so I decided it was time to apply for another. I don’t have a particular need for American Airlines miles right now but it’s good to keep churning these cards when possible.
Annual fee: $95
Result: Pending with a message about needing additional information. The card was approved two weeks later without sending in any additional info.
Bonus: 65,000 American Airlines miles after spending $1,000 in 3 months and an additional 10,000 after purchase on employee card
My Husband’s Applications
Bank of America Alaska Airlines Visa Business Card
I like to churn Alaska Airlines cards, so I decided my husband should get in on it too. Unfortunately, he was denied, likely since he doesn’t have any accounts with Bank of America. Surprisingly, this was his first denial!
Annual fee: $75
Result: Denied. Bank of America requested all sorts of things (taxes from past three years, for example!) to reconsider the application so we said forget it.
Bonus: 40,000 Alaska Airlines miles after spending $2,000 in the first 3 months plus Alaska’s Famous Companion Fare from $121 ($99 fare plus taxes and fees from just $22)
Final Thoughts
This summer was kind of slow for churning mainly since we didn’t have any big purchases. After completing the spending requirements, I’ll have earned 150,000 American Airlines miles for the low cost of $95. This is enough for two business class tickets in Qatar Airways QSuites from the US to the Middle East or Africa!
