If you are new to credit card churning, it can be tempting to start opening cards without a plan. However, different credit card issuers have different rules. With a little research, you’ll learn that you want to open Chase cards first due to their 5/24 rule. But how many Chase cards can you open and…
There’s not a whole lot to report since my last results post. The most exciting thing was getting a Chase “Selected for You” offer that allowed me to apply for the the Chase Ink Unlimited. Here are our credit card applications and results for Spring 2019. My Applications American Express Hilton Honors Business I made…
Things have slowed down even more since my last results post. The spending requirements on these cards were higher than the typical $3,000, making it harder to churn cards quickly. My husband is still under 5/24 so over the past year and a half, we’ve making our way through the portfolio of Chase cards. My goal…
Things have slowed down a bit since my last results post. My husband is still under 5/24 so we are slowly making our way through a mix of Chase cards and business cards from other banks. Here are our credit card applications and results for Fall 2018. My Applications This is the first quarter in a…
Bank of America doesn’t have the best credit card rewards, but the ability to churn Alaska Airlines credit cards made it a staple of many churners’ wallets. Back in the day, you could open multiple of the same card in a very short timespan. Slowly, Bank of America has added rules to prevent this. Last…
With credit card churning, it’s common practice to cancel a card before the annual fee is due in the second card member year. The cancellation period varies by card issuer, but generally you have some grace period to get the annual fee reimbursed after it posts to your account. However, based on a law in…
Not going to lie, we went HAM on the credit card applications since my last results post. This year we’ve had/have a lot of big payments so why not pick up a ton of sign-up bonuses? Here are our credit card applications and results for Summer 2018. My Applications Chase World of Hyatt Credit Card Chase…
Since my last results post, we’ve been taking it even slower with opening new cards. This is the fewest cards we’ve opened in a quarter since we caught the churning bug. Here are our credit card applications and results for Spring 2018. My Applications CitiBusiness / AAdvantage Platinum Select World Mastercard Citi and I haven’t…
Since my last results post, we’ve been taking it kind of slow. I’m focusing on business cards for the foreseeable future while my fiancé works on Chase cards until he is no longer under 5/24. Here are our credit card applications and results for Winter 2017-18. My Applications American Express Business Gold Rewards I decided to…
Back in 2016, I posted about how many credit cards you can have open and how often you can apply for new credit cards. In the world of churning, things change pretty rapidly so I figured it was time for an update. These bank-specific credit card application rules can help you decide which credit card…
