The list has changed up quite a bit this month. Highlights include increased sign-up bonuses on Chase Sapphire Preferred and Reserve and the Marriott and Delta cards from American Express. Here’s my list of top credit card sign-up bonuses for April 2021.

Chase Sapphire Preferred
Chase Sapphire Preferred
  • 80,000 points after spending $4,000 in the first 3 months plus earn up to $50 in statement credits towards grocery store purchases within your first year of account opening
  • $95 annual fee

This is about as good as this sign-up bonus will ever get. The annual fee is no longer waived for the first year, but the extra points make up for it. The rules on Chase Sapphire cards are now pretty strict, so make sure you are eligible before signing up.

Chase Sapphire Reserve
chase sapphire reserve
  • 60,000 points after spending $4,000 in the first 3 months
  • $550 annual fee

The sign-up bonus on the Chase Sapphire Reserve hasn’t been increased in a while. While the card is less lucrative due to travel restrictions, it may be worth getting if you can still use its benefits. Since you can only get one Chase Sapphire card at a time, it might be worth getting Chase Sapphire Preferred instead due to the lower annual fee and higher sign-up bonus.

Marriott Bonvoy Brilliant from American Express
  • 125,000 Marriott points after spending $5,000 in the first 3 months plus earn up to $200 in Statement Credits for eligible purchases at U.S. Restaurants within the first 6 months
  • $450 annual fee

This card has a high annual fee but benefits like a $300 Marriott statement credit each year and an annual free award night (redemption level 50,000 points or less) help make up for it. As with all Amex cards, you can only get the sign-up bonus once. Keep in mind there are even more restrictions on Marriott cards since Chase offers them as well (see here).

Marriott Bonvoy Business from American Express
  • 100,000 Marriott points after spending $5,000 in the first 3 months plus earn up to $150 in Statement Credits for eligible purchases at U.S. Restaurants within the first 3 months
  • $125 annual fee

This offer is not as good as the Bonvoy Brilliant but the annual fee is a lot less. I think it’s worth opening both cards at some point anyway. Again, keep in mind there are restrictions on Marriott cards since Chase offers them as well (see here).

Gold Delta SkyMiles Credit Card from American Express
  • 70,000 miles after spending $2,000 in the first 3 months
  • $95 annual fee, waived first year

For those looking to build up their SkyMiles account, now’s the time to do it. As a note, SkyMiles never expire but they can be devalued over time. You can also check out the 70,000 mile offer on the business card which comes with a statement credit.

Platinum Delta SkyMiles Credit Card from American Express
  • 90,000 miles after spending $3,000 in the first 3 months
  • $250 annual fee

The Platinum Delta card from Amex comes with a high annual fee but is worth getting if you haven’t had this card before. You can also check out the 80,000 mile offer on the business card which also comes with a statement credit.

Delta Reserve SkyMiles Credit Card from American Express
  • 80,000 miles and 20,000 Medallion Qualification Miles (MQMs) after spending $5,000 in the first 3 months
  • $550 annual fee

This card has a high annual fee, but it might make sense if you’ve never gotten the sign-up bonus and you plan on flying Delta within the next year. Benefits include a free checked bag and Delta Sky Club access. Check out the 80,000 mile offer on the business card which also comes with a statement credit.

American Express Platinum Card
American Express Platinum
  • 75,000 points after spending $5,000 in the first 6 months
  • $550 annual fee

This is the best offer with a publicly available link, but you might have a shot at getting 100,000 or even 125,000 points. Click here to find out more.

American Express Gold Card
Amex Gold Card
  • 60,000 points after spending $4,000 in the first 3 months
  • $250 annual fee

The Amex Gold card usually offers 35,000 points so it’s worth snagging it now. Keep in mind you can only get this sign-up bonus once. Also, you won’t be eligible if you previously had the Amex Premier Rewards Gold card.

Southwest Rapid Rewards Performance Business Card from Chase
Southwest Performance Business Card
  • 80,000 points after spending $5,000 in the first 3 months
  • $199 annual fee

The previous offer was for 100,000 points but had a high spending requirement. I actually think this offer is better! The Southwest Rapid Rewards Performance Business card offers some great benefits including 3x points on Southwest purchases, 9,000 points on your cardmember anniversary, four upgraded boardings per year, inflight WiFi credits, and Global Entry fee reimbursement.

Southwest Rapid Rewards Premier Business Card from Chase
southwest premier business
  • 60,000 points after spending $3,000 in the first 3 months
  • $99 annual fee

I usually recommend pairing a Southwest business card with one of the Southwest personal cards to get the Companion Pass but that might not be the most useful thing right now. Either way, it’s a good option for stocking up on Southwest points.

United Business Card from Chase
United business card
  • 75,000 miles after spending $5,000 in the first 3 months
  • $99 annual fee

While this isn’t the highest offer we’ve seen on the Chase United Business card, it has a more manageable spending requirement than in the past.

IHG Credit Card from Chase
chase ihg premier
  • 140,000 points after spending $3,000 in the first 3 months
  • $89 annual fee, waived first year

This is one of the best sign-up bonus yet on this card. My favorite thing about this card is the fourth night free benefit on award redemptions. Along with the free anniversary night, this card can be a real money saver if you like to stay at IHG properties.

Chase Freedom Unlimited
chase freedom unlimited
  • 20,000 points after spending $500 in the first 3 months
  • No annual fee

Chase Freedom Unlimited is a good card to have in general. Recent updates to the card now allow you to earn 5x points on travel purchases through Chase, 3x points on dining and drug stores, and 1.5x points on all other purchases. While it looks like a cashback card on the surface, you can transfer points to airlines if you have a Chase Sapphire Preferred or Reserve, or Chase Ink Preferred.

Chase Freedom Flex
Chase Freedom Flex
  • 20,000 points after spending $500 in the first 3 months
  • No annual fee

The Chase Freedom Flex is the new version of the Chase Freedom. This card earns 5x points on rotating categories up to $1,500 per quarter, 5x points on travel purchases through Chase, 3x points on dining and drug stores, and 1x points on all other purchases. Along with Chase Freedom Unlimited and a Chase Sapphire card, the Chase Freedom completes the Chase Ultimate Rewards credit card “trifecta”. You can transfer points to airlines if you have a Chase Sapphire Preferred or Reserve, or Chase Ink Preferred.

Chase Ink Business Unlimited
Chase Ink Unlimited
  • 75,000 points after spending $7,500 in the first 3 months
  • No annual fee

Like the Chase Freedom Unlimited, you can earn unlimited 1.5x points (or cashback) on all purchases with this card. The bonus is technically $750 cashback, but you can use the points as Chase Ultimate Rewards points if you have the Chase Sapphire Preferred or Reserve, or Chase Ink Preferred. This is a good choice if the bonus categories from Chase Ink Cash or Preferred don’t work for you. The sign-up bonus also makes this card an obvious choice.

Chase Ink Business Cash
  • 75,000 points after spending $7,500 in the first 3 months
  • No annual fee

This is the best bonus we’ve seen on this card. It’s a great deal considering there is no annual fee. The bonus is technically $750 cashback, but you can use the points as Chase Ultimate Rewards points if you have the Chase Sapphire Preferred or Reserve, or Chase Ink Preferred. You’ll earn 5x points on the first $25,000 spent in combined purchases at office supply stores and on Internet, cable, and phone services as well as 2x points on the first $25,000 spent in combined purchases at gas stations and restaurants.

Alaska Airlines Visa Signature from Bank of America
card image

The Alaska Airlines credit card offers usually sit at 30,000 miles for a $1,000 spending requirement. Since these miles are so versatile, the extra $1,000 spend is worth it for 20,000 more miles. Just be careful with Bank of America’s rules. There is also a great offer on the business card with fewer miles but a $200 statement credit.

  • 50,000 miles after spending $2,000 in the first 3 months
  • $75 annual fee
Citi Premier
citi thankyou premier
  • 60,000 points after spending $4,000 in the first 3 months
  • $95 annual fee, waived first year

The sign-up bonus is worth a minimum of $750 towards airfare! In addition to the bonus, you’ll earn 3x points on travel and 2x on dining out and entertainment. Points can also be transferred to airlines including Singapore Airlines and JetBlue.

Above offers available as of 4/1/2020. Click here for the most up-to-date offers.

Editorial Note: Opinions expressed here the are author’s alone, not those of any bank or credit card issuer, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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