It feels like summer is over even though it doesn’t technically end for a few weeks. While I’ll miss the longer days and warm weather, fall is one of my favorite seasons. Things slow down in the fall so I like to use this time to start making travel plans for the next year, especially if when I need to earn more points and miles. Here’s my list of top credit card sign-up bonuses for September 2019.
Southwest Rapid Rewards Performance Business Card from Chase
- 80,000 points after spending $5,000 in the first 3 months
- $199 annual fee
The Southwest Rapid Rewards Performance Business card is new and offers some great benefits including 3x points on Southwest purchases, 9,000 points on your card member anniversary, four upgraded boardings per year, inflight WiFi credits, and Global Entry fee reimbursement.
Southwest Rapid Rewards Premier Business Card from Chase
- 60,000 points after spending $3,000 in the first 3 months
- $99 annual fee
You can pair the Southwest business card with one of the Southwest personal cards to get the Companion Pass. Since the year is almost over, now is the time to start thinking about earning it for 2020/2021.
Chase Sapphire Preferred
- 60,000 points after spending $4,000 in the first 3 months
- Earn 5,000 points for adding an authorized user
- $95 annual fee
This is about as good as this sign-up bonus will ever get. The annual fee is no longer waived for the first year, but I think the extra 10,000 points makes up for it. The rules on Chase Sapphire cards are now pretty strict, so make sure you are eligible before signing up.
Alaska Airlines Visa Signature from Bank of America
- 40,000 miles and $100 statement credit after spending $2,000 in the first 3 months
- Companion Fare – Buy one ticket, get one for $99 + taxes and fees
- $75 annual fee
The Alaska Airlines credit card offers usually sit at 30,000 miles for $1,000 spending requirement. Since these miles are so versatile, the extra $1,000 spend is worth it for 10,000 more miles. Also, the $100 statement credit helps offset the annual fee. Just be careful with Bank of America’s new rule. There is also a similar offer on the business card, but without the statement credit.
Barclays AAdvantage Aviator Red World Elite Mastercard (use offer code 356467)
- 60,000 miles when you make your first purchase in the first 90 days
- $95 annual fee, waived first year
It’s rare these days to see an offer with such a high bonus without a spending requirement. If you sign up with this inflight offer, the annual fee is waived. You can also apply for a similar offer on the business card, though it requires spending $1,000 and the annual fee is not waived.
Chase Ink Business Unlimited
- 50,000 points after spending $3,000 in the first 3 months
- No annual fee
Like the Chase Freedom Unlimited, you can earn unlimited 1.5x points (or cash back) on all purchases with this card. This is a good choice if the bonus categories from Chase Ink Cash or Preferred don’t work for you. The sign-up bonus also makes this card an obvious choice.
Chase Ink Business Cash
- 50,000 points after spending $3,000 in the first 3 months
- No annual fee
This is the best bonus we’ve seen on this card. It’s a great deal considering there is no annual fee. The bonus is technically $500 cash back, but you can use the points as Chase Ultimate Rewards points if you have the Chase Sapphire Preferred or Reserve, or Chase Ink Preferred. You’ll earn 5x points on the first $25,000 spent in combined purchases at office supply stores and on internet, cable, and phone services as well as 2x points on the first $25,000 spent in combined purchases at gas stations and restaurants.
Chase Ink Business Preferred
- 80,000 points after spending $5,000 in the first 3 months
- $95 annual fee
This is currently Chase’s highest bonus on a card that earns Chase Ultimate Rewards points. Points are worth 1.25x when redeemed on Chase’s portal. You can also transfer to Chase’s travel partners at a 1:1 ratio. You’ll earn 3x points on travel purchases and business-related expenses like shipping purchases, Internet, cable and phone services, and social media/online advertising. Might as well pay some bills with this card!
Chase Sapphire Reserve
- 50,000 points after spending $4,000 in the first 3 months
- $450 annual fee
While the sign-up bonus is smaller, Chase Sapphire Reserve is still one of the best cards around for its travel protection benefits. I still think it’s worth getting this card for the 50,000 point sign-up bonus and possibly keeping it since the annual fee is only $150 if you deduct the $300 travel credit. The rules on Chase Sapphire cards are now pretty strict, so make sure you are eligible before signing up.
Citi Premier
- 60,000 points after spending $4,000 in the first 3 months
- $95 annual fee, waived first year
The sign-up bonus is worth a minimum of $750 towards airfare! In addition to the bonus, you’ll earn 3x points on travel and 2x on dining out and entertainment. Points can also be transferred to airlines including Singapore Airlines and JetBlue.
Capital One Venture Card
- 50,000 points after spending $3,000 in the first 3 months
- $95 annual fee, waived first year
This is a slightly higher offer on the Capital One Venture card. What makes the offer so exciting is that Capital One recently introduced transfer partners like Air France/KLM and Emirates. This card also comes with a Global Entry or TSA PreCheck fee credit.
Above offers available as of 9/8/19. Click here for the most up-to-date offers.
Editorial Note: Opinions expressed here the are author’s alone, not those of any bank or credit card issuer, and have not been reviewed, approved or otherwise endorsed by any of these entities.
